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銀行業務の拡張と信用創造

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Summary

Extension of Commercial Bank’s Services and Credit Creation

　　　　　　　 Yasuharu Nakamura 　Collecting deposits and discounting bills are basic services of a commercial bank which is a financial intermediary just like other types of banks. But it makes more services. Issuing service of bank notes to expand discounting bills is what is called credit creation, which is not a basic service but a characteristic service of a commercial bank. It also makes depositing service of bank notes, clearing service of bills and financing service of short-term loans. These services are of significance to amplify basic ones and credit creation of a commercial bank.

Keywords　Bank Note，Deposit，Clearing of Bills，Short-term Loan

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