592 2006
Introduction
Takuma Ishiyama, Nihon University 1
The Point at Issue of the Security without Basic Law and How the Security Should be Regulated by Law
−In the System of the Security
Ryou Matsuzaki, Higashi Nippon International University 3 A Study of Co-operative Insurance and “Unregulated Kyosai”
−From Viewpoint of Economic Theory of Insurance
Tadayuki Oshio,Meiji University 19
The Development of the Regulation Regarding Unregulated Kyosai and Future Direction of Regulated Kyosai
−From the Viewpoint of the Definition of Insurance Contract and Insurance Business and Regulations on Corporate Organizations Toshikazu Murata,Nippon Life Insurance Mutual Company 39 The State of the Risk Transfer by the Reinsurance of a
Small-amount and Short-term Insurer
Hironobu Tazume, Sompo Japan Insurance Inc. 59 The Unregulated Kyosai and Disclosure System
Miho Onzo,Takachiho University 79
Discussion 99
115 149
593 2006
Detection of Insolvent Companies at Early Srage
−By means of Solvency DI and Solvency CI and Adjusted Basic Profit−
Hideya Kubo,Nippon Life Insurance Company 1 Current Problem in Risk Evaluation on Industrial Fire Business
Interruption Risk
Yoriyoshi Yamazaki, Munich Re Japan Services K.K. 31 A Study on the Beneficiaryʼs Right of Korean Retirement Pension
Shin Moon Shik,Korea Insurance Development Institute Insurance Research Center, Ryu Kyon Sik,Korea Insurance Development Institute Insurance Research Center and
Lee Bong Joo,Kyung hee University 51 73 97 100
Editing Policy Revision of Journal of Insurance Science 101 Editing Policy of Journal of Insurance Science 103 Referee System Rule of Thesis for Journal of Insurance Science 110 Request Form for Format Assessment or Referee System 111 112
594 2006
The Japanese Public Long-Term Care Insurance Today:
An Analysis of “Welfare Contract”
Harusuke Kubota,Nagoya University 1
Corporate Valuation Based on EVA
−Model Analysis of Japanese Non-Life Insurance Business− Yasuhiro Iwase,The Fuji Fire& Marine Insurance Co.,Ltd. 21
保険学雑誌 第 614号
A Study on Crisis management
Atsushi Hirasawa, Chuo University 41
61
Information 119
595 2006
A Study of Chinaʼs Insurance Market: History, Current Situation and Problems
Yuling Chen,Graduate School of Economics Shiga University 1 Intention in the Intentional Act Exception
Tetsuo Yamamoto, Hokkaido University 21 Legal Issues on Setting Up and Using Captive
Insurance Companies by Japanese Business Companies
Takuya Yoshizawa,Tokio Marine and Nichido Fire 41 The Economic Preparation of Old Age and Insurance
Ichiro Sasaki,Hiroshima University of Economics 61 A Study of Market Entry of Japanese Life Insurance Company in China
Shi Xin Xiu, Graduate School of Business Administration,
Kobe University 79
The Trend of Transparent Life Insurance Contracts in Germany Kyoko Kaneoka, Tokyo University of Marine Science and
Technology 97
The Productivity Measurement of the Life Insurance Companies by the Stochastic Frontier Analysis, and the Proposal of the New Efficiency Index
Hideya Kubo, Nippon Life Insurance Company 117 Individual Annuity for the Disability People in US and UK
Mari Aoyama,NRI Research Institute 137 Yuichiro Tamura,Characteristic Bias against Risk-type Insurance
In Japan-Essays on Culture and Insurance, Chikura Publishing Company, Tokyo,2006,197p
英 文 目 次
596 2007
Raising Questions: Present Situation and Structural Character of Private Medical Insurance
Kazuyoshi Hotta, Keio University 1
Problems in Private Medical Insurance from the Point of View of Insurance Medicine
Miyoharu Kobayashi, The Dai-ichi Mutual Life Insurance
Company 13
Risk Management in Private Medical Insurance Business
Hiroshi Aketa,NLI Research Institute 33 Legal Issue of Medical Expense Insurance
Kimito Amari, Sophia University 53
The Role of Private Health Insurance: A Comparison between Japan and the United States
Takashi Nakahama, Otaru University of Commerce 69
Discussion 89
A Study of Optimal Capital Structure in Japanese Non-Life Insurance Business
Yasuhiro Iwase, Fukui Prefectural University 113 Is the “Insurance Contract Law”grouped into the“Commercial Law”
or the “Civil Law”?
−Focusing on the points of “Mutuality”and “Profitability”− Toshikazu Murata,Nippon Life Insurance Company 133 The Insurance Market in China
−Chance and Challenge−
Baoqing Lin, Xiamen University 153
Strategies of Overseas Life Insurers coping with Changes in the Business Environment
−Demutualization, Bancassurance, Financial Conglomerate−
Hiroshi Matsuoka, NLI Research Institute 169
保険学雑誌 第 614号
Takuya Yoshizawa,The Structure of Insurance, Functional Approach to the Concept of Insurance,Chikura Publishing Company, Tokyo, 2006, 251p
Masahiko Chikami, Hitotsubashi University 189 193
Information 221
597 2007
Market Concentration Ratio and Economics of Scale in Japanese Non-Life Insurance Industry after the Deregulation
−Panel Data Analysis Using Expense Ratio Function−
Noriyoshi Yanase,Tokyo Keizai University 1 The12th AIDA World Congress
Ⅰ．General Meeting
Koichi Otani, Waseda University 31
Ⅱ．Terrorism Risks and Effective Insurance System
Keiji Habara,Kansai University 45
Introduction
Shuya Nomura, Chuo University 67
Possible Great Earthquake Disasters
Kazuki Koketsu, University of Tokyo 69 Earthquake Risk ahd Possibilty of Economic Compensation
:Transition Process of Earthquake Risk Management of the Oriental Land Co, Ltd.
Atsushi Takao, Kobe University 87
Catastrophe Risks Inherent in Japanese Life Insurance
Shin-ichi Yamamoto,Ritsumeikan University 103 Study of Current Development of Japanese Earthquake Insurance
and Its Future Perspective
Naoki Takei, The General Insurance Association of Japan 119
英 文 目 次
Takashi Nakahama,Private Health Insurance in America,Nihon Keizai Hyoron Sha, Tokyo, 2006, 283p
Akira Kashiwara, Yamaguchi Prefectural University 147
/ / 153
179
598 2007
The Legal Problems on the Variation of the Insurance Party
Noritaka Yamashita,Osaka University 1 Development of Insurance Business and Practical Use of Insurance,
Based on Principle
Shigemori Ishida, Fukuoka University 21 The Cause of Life Insurerʼs Bankrupcy in Japan
Nobuyasu Uemura,Rating and Investment Information,Inc. 35 A study on the Insurance and ERM with Respect to the Risk Transfer Yuhji Ohgi,Okayama Shoka University 53 Public Works and Contract Bond System
Kozo Kusakari,Kanto Gakuin University 73 Reconsideration on the Causation in Non-Life Insurance Contract
Akihiko Umetsu,Tohoku Gakuin University 93 Consideration about Surrender Value Restraint in the Insurance
Contract Law
Joe Taguchi, The Dai-ichi Mutual Life Insurance Company 113 Kaoru Imai,The Theory of Enterprise in Insurance Contracts
−A Study of Italian Insurance Contractʼs Theories−, Chikura Shobo, Tokyo, 2005, 290p
Toyoki Okada, Kobe Gakuin University 133
保険学雑誌 第 614号
599 2007
Efficiency of Compulsory Liability Insurance for Environmental Policy
−A Comparison with Pigovian Tax−
Kinzo Kuwana,Doctoral Program Global Environmental Studies Graduate Division of Global Environmental Studies
Sophia University 1
A Study on Relationship Between Daiko Henjo and Maturity of Retirement Benefit Systems in Perspective of the Implicit Contract Theory
Takefumi Ueno, University of Shizuoka 31
Introduction
Tomio Iguchi, Ryukoku University 59
The Modernization of Insurance Contract Law
Hiroshi Suzaki,Kyoto University 61
Economic Analysis of Revised Insurance Contract Law
−On the Rule of Notice−
Shigenori Ishida,Yamaguchi University 81 Modernization of Insurance Contract Law
−Insurer and Insurance Intermediarieʼs Duty of Disclosure at the Pre-Contract Stage−
Michio Kobayashi,Shizuoka University 97 Influences of the Revision of the Insurance Contract Law over
Insurance Business
−Mainly on an Argument of Introduction of “Pro-Rata Principle”, of the Insurance of the Minore−
Joe Taguchi,The Dai-ichi Mutual Life Insurance Company 117
英 文 目 次
The Impact of Modernization of Insurance Contract Law on Non-Life Insurance Business
Takuya Yoshizawa, Tokio Marine & Nichido Fire Insurance
Co., Ltd. 137
Discussion 157
A Study on Revitalizing Private Reverse Mortgage in Korea Ryu, Sung Kyung, Dong Seo University,
Shin, Gi Sup,Samsung Research Institute of Finance 173 A Study about Quantifying Risks of a Project,Business and a Company Kazuhiro Goto,MSK Research Institute Co., Ltd. 193 Treating Customers Fairly Initiative under the Financial Services
and Markets Act
Yasuo Takasaki, Dai-ichi Life Research Institute Inc. 213 A Study on Procedure to Secure Priority Reimbursement under
Liability Insurance Claims
Seiji Asanuma, Tokio Marine & Nichido Fire Insurance
Co., Ltd. 233
Yoshiro Yamano,Insurance Contracts and Consumer Protection, Seibundo, Tokyo, 2007, 378p
Tomonobu Yamashita, The University of Tokyo 253 Futoshi Okada,Several Aspects in Insurance Issues,Chikura
Publishing Company, Tokyo, 2006, 220p
Takashi Nakahama, Otaru University of Commerce 257
600 2008
Memories as the President of Academic Society on Insurance
Tatsunori Suzuki,Waseda University 1 Toward the New Frontier of JSIS
Yasushi Morimiya, Meiji University 9
保険学雑誌 第 614号
Memories−10.2002〜10.2006−
Masahiko Chikami,Graduate School of Commerce
and Management, Hitotsubashi University 19 Report on Reform of the Japanese Society of Insurance Science
Seiichi Ochiai,Chuo Law School 29
Future of Insurance and Risk Management
−Globalization and RMI−
Yuhji Ohgi,Okayama Shoka University 47 Financial Deregulation and Insurance Industry
Yasuhisa Sato,University of Marketing and
Distribution Sciences 65
Increase of Financial Aspects in Life Insurance Business
Hisayoshi Takeda,St. Andrewʼ s University 85 Significance and Issues of Modernization of the Insurance Law
−From Organized Viewpoints−
Toshikazu Murata,Ritsumeikan University Law School 101 Subrogation in Automobile Accident Compensation Insurance
Tomonobu Yamashita, The University of Tokyo 121 The Nature of Timing Risk as Insurance Risk
Takuya Yoshizawa,Tokio Marine & Nichido Fire Insurance
Co., Ltd. 135
Burden of Proof in Insurance Contract
Kimito Amari, Sophia University 153
Heuristic Analysis on Regional Structure in the Japanese Life Insurance Industry
Tomio Iguchi, Ryukoku University 173
Mistake of Insurer
Toyiki Okada, Kobe Gakuin University 189
英 文 目 次
On Concerning to the Law of Insurance Contract and Co-operative Insurance
−Focusing on Application of the Law of Insurance Contract in the Selectional Meeting Draft −
Tadayuki Oshio,Meiji University 209
Verification of the Availability of a Cash Flow Projection Model
−Revival of the Loan by Life Insurance Companies−
Hideya Kubo,Graduate School of Economics Shiga University 227 The Bank Sales Channel and the Expansion Mechanism of
Insurance Products
Yasuo Kofuji, Senshu University School of Commerce 247 Earthquake Risk and Earthquake Insurance
Kazuyoshi Hotta, Keio University 263
Disclosure and Rating of Insurance Company in Korea
Hong-mu Lee,Waseda University 283
Editors 303
307
601 2008
Look Back my Scholar Life
Shigemori Ishida, Honorary President,Fukuoka University 1
Fair Payment for Policyholders in Japanese Insurance Business Tatehiko Fujita,Shudo University of Hiroshima 7 Management Issue in Japanese Insurance Business toward a Fair
Payment for Policyholders
Yasuhiro Iwase, Fukui Prefectural University 13 A Study on Consumer Protection in Japanese Insurance Business
Tomoka Miyachi,Keio University 33
保険学雑誌 第 614号
Discussion about a Fair Payment for Policyholders and Insurance Regulation
Masayoshi Deguchi, University of Tsukuba Graduate School of
Humanities and Social Sciences 53
Discussion 71
Consideration about the Hypercollection Problem of the Premium of the Non-Life Insurance Company
Yusuke Hamada, H. S Insurance Co., Ltd. 95 The Techniques Developed in the Insurance Industries and the
Disease Management in U.S.A.
Atsushi Kobayashi,Sompo Japan Research Institute 109 The Reconstruction of the Group Strategy in the Japanese Insurance
Groups
−Productivity Evaluation of the Insurance Groups after Deregulation− Hideya Kubo,Graduate School of Economics Shiga University 129 A Study of Gerontology as Social Science
Atsushi Umeda,Komazawa University 149 Estimating the Cost of Equity Capital for Japanese Non-Life Insurers Takashi Yamasaki,Graduate School of Business Administration,
Kobe University 169
A Study of Why Taiwan People Purchased Life Insurance under Japanese Colonial Rule
−Political Incentive or Economic Incentive?−
Yaofen Tseng,Hitotsubashi University 187 Yasuhiro Iwase,Corporate Valuation in Japanese Non-Life Insurance
Business,Chikura Publishing Company, Tokyo, 2007, 188p
Hong-mu Lee,Waseda University 207
Yuko Noguchi,The Need to Recognize a Duty of an Insurer to Cover an Insuredʼs Costs to Mitigate Losses under an Insurance Policy to Prevent a Moral Hazard, Seibundo, Tokyo, 2007, 360p
Masayoshi Deguchi, University of Tsukuba Graduate School of
Humanities and Social Sciences 211
英 文 目 次
602 2008
The Establishment of the Life Insurer by the Buddhist Communities
−In the Case of Shinsyu Shinto Life Insurer−
Yasutaka Fukami,Doctoral Program, Graduate School of
Economics, Shiga University 1
Economic Analysis on New Automobile Insurance Applying Satellite Communications Technology
Yoshihiko Suzawa, Kyoto Sangyo University 31 Takeover by “High Risk Lover”and Risk Management for Protect
−Focusing on Case of Attempted Raider on the Chuo Mutual Life Insurance Co. in the Taisho Era −
Isao Ogawa,Atomi University 51
Marketing Strategy and Risk Management in French Insurance Industry
Katsuyuki Kamei, Kansai University 69 Research on Requirements for Legal Counterchecks to Moral Risk
−Chiefly about the Cases of Illegal Hospitalization with Accumulated Joining to Insurance −
Koichi Miyane,Financial Service Agency 89 Building the Internal Control System within Insurance Companies
in Japan
Satoshi Nakaide, Tokio Marine Holdings, Inc. 109 Anatomy of New Japanese Insurance Law
−Forcible Provision, Unilateral Forcible Provision, and Default Provision−
Toshikazu Murata,Ritsumeikan University Law School 129 Risk Financing Techniques in Terrorism Risk Management
Keiji Habara,Kansai University 149
Shigenori Ishida,Economic Analysis of Pension Scheme, Toyokeizai-Shinpo Publisher, Tokyo, 2007, 272p
Nobuyoshi Yamori, Nagoya University 169
保険学雑誌 第 614号
Hisayoshi Takeda,Insolvency of Life Insurance Companies in Japan, Seibundoh, Tokyo,2008,265p
Yasuo Kofuji, Senshu University 173
Hiroaki Ogawa,Modern Insurance Science: the New Interpretation of Traditional Insurance Science,Kyushu University Press, Fukuoka, 2008, 304p
Yuhji Ohgi, Okayama Shoka University 177 183
603 2008
Reform on the Insurance Law in Japan: A Perspective of New Japanese Insurance Law
Akihiko Umetsu, Tohoku Gakuin University 1 The Amendment of Insurance Business Act Due to the Enactment of
the Bill for Amendment of the Financial Instruments and Exchange Act, etc.
Masaaki Gondo,Sumitomo Life Insurance Company, Legislation
Research Section 9
On the Rejection of Claim-Payment about Article 641 of the Commercial Code
−In the Corporate Contract−
Keiji Kawamori,Hokkaido University, Graduate School of
Law 29
Practice of the Account only for premium of an Insurance Agent by Declaration of Trust
Hironobu Tazume, Sompo Japan Insurance Inc. 49 The Young Generation and the National Pension Problems
Ichiro Sasaki,Doshisha University 69 Employerʼs Moral Hazard and Protection of Pension Rights
in the Defined-Benefit Pension Systems
Hong-mu Lee,Waseda University 87
英 文 目 次
Regulation of Surrender Value Clause in Insurance Contract Kyoko Kaneoka, Tokyo University of Marine Science and
Technology 107
Life Insurerʼs Measures for Employee Benefit Deterioration
−Group Insurance Undergoing Employment adjustment− Atsutaka Kawamoto,Meiji Yasuda Institute of Life and
Wellness, Inc. 127
On the Concept of Hazard
Toshiaki Yasui, Kagawa University 147 The Status of the Kyousai in the Insurance Business Act
Ryou Matsuzaki,Higashi Nippon International University 165 Toyoki Okada,Legal principles on the subrogation,
Nippon-Hyoron-Sha Co., Ltd., Tokyo, 2007, 372p
Takuma Ishiyama, Nihon University Law School & College
of Law 185
Tomio Iguchi,Toward an Improved Study on Insurance Business System,NTT publishers, Tokyo, 2008, 208p
Takuya Yoshizawa, Tokio Marine & Nichido Fire 189 193
Information 207
604 2009
Examination of 10years after Liberalization: Introduction
Tomonobu Yamashita, The University of Tokyo 1 Insurance Liberalization and ConsumersʼBenefit: Focusing
on the P ╱ C Industry
Kazuyoshi Hotta, Keio University 5
Transition of Post-war Insurance System into New System:
What is Liberalization in Life Insurance?
Takau Yoneyama,Hitotsubashi University 25
保険学雑誌 第 614号
10year Deregulation of Insurace Laws and Consumer Affairs Toshiro Ueyanagi, Tokyo Surugadai Law Offices, Waseda
Law School 45
Risk Management in Japanʼs Insurance Industry
Nobuyasu Uemura,Rating & Investment Information Inc. 61
Discussion 75
Payment with the Credit Card of the Premium in Non-life Insurance
−Conformity with the Universal Element in the Premium Payment Method−
Yusuke Hamada,H.S Insurance Co., Ltd. 107 The Development of Occupasional Pension Policy in UK
Tohru Takasaki, Student of Graduate School on Policy and
Management Doshisha University 125
The Present Conditions and Subjects of the Korea Insurance Industry
−Mainly on Property Use of Non Life Insurance−
Yoon-Seok Seo,IBK Economic Research Institute 145 Economic Consequences of Accounting Standards of Insurance Contracts Takefumi Ueno, University of Shizuoka 165 185 213
605 2009
What I Could Study, and What I Couldnʼt
Satoshi Tamada,Osaka University of Commerce 1
Introduction
Kuniaki Ishinazaka, Komazawa University 11 The Border between Stock or Mutual Company insurance and
Cooperative insurance
Masahiko Ezawa, Waseda University 13
英 文 目 次
Taking the Legal Character of Insurance Contract into Consideration Again: The Utmost Good Faith in Insurance Contract
Akihiko Umetsu,Tohoku Gakuin University 33 Consideration about a framework of the comprehensive Investment
Services Law
−Must Life Insurance be Regulated as a Kind of Investments?− Noboru Matsuzawa, Nippon Life Insurance Company 53 Risk Service Industries
−Differences of Financial Institutions are Becoming Smaller− Kazuhiro Goto,MSK Research Institute Co., Ltd. 73 Reconsidering Insurance Products Based on the Recent International
Movement
Yuji Morimoto, Capitas Consulting Corporation 93
Discussion 107
Estimation of Premium Volume of Compulsory Liability Insurance for Environmental Risks in Japan
−General Equilibrium Approach−
Kinzo Kuwana,The Coalition of Local Governments for Environmental Initiative, Japan Reserch Institute for
Environmental Policies 121
Roles of Insurance Companies Covering Credit Risks
Kozo Kusakari,Office Kusakari 141
Tendencies in Recent Criminal Cases of Murders for Insurance and Measures to Prevent Moral Hazard
Tsuyoshi Orihashi, Nippon Life Insurance Company 161 Mitsuo Sakaguchi,The Historical Study of a Theory of Insurance Law,
Bunshindo Corporation, Tokyo, 2008, 434p
Osamu Takehama, Ritsumeikan University 181 187
保険学雑誌 第 614号
606 2009
Trends in ART
−From Captives, Hybrids to Financial Instruments that Deal with Insurance Risks−
Yasuo Okazaki,Sompo Japan Research Institute, Inc. 1 Corporate Valuation in the Japanese Life Insurance Industry
Yasuhiro Iwase,Fukui Prefectural University 21 The Price Structure of Life Settlements and Possibility of Reversion
for Policy holders
Hideya Kubo, Graduate School of Economics Shiga University 41 The Revision of the Korean Insurance Contract Law
Sungtae Kim,Yonsei Law Scool, Yonsei University 61 A Study on the Casual Relationship between Insurance, Bank and
Economic Growth
Nak-hyun Han, Kyungnam University,Sang-Bum Park, Korea Air University and Pan-do Son, Dong-A University 81 Validity of Cancellation of Insurance Contracts Based on Material
Grounds and Discharge of Insurerʼ s Obligations
Masaharu Toyama,Nippon Life Insurance Company 101
“Wife”as Beneficiary in a Suviverʼs Pension
Tohru Takasaki, Student of Graduate School on Policy and
Management Doshisha University 121
A Study on Lawyer Liability Insurance Contract
Noritaka Yamashita,Osaka University 137 Das Japanische VAG in Vergleich mit der Informations-und die
Beratungspflicht ins Deutsche VVG
Koichi Shimizu, Japan Coast Guard Academy 153 The Insurance Theory of Social Health Insurance
Takeshi Ito,Fukuoka University 173
英 文 目 次
A Study of Insurance Fraud in Japan
−Focusing on Fraudulent Claims for Staged Auto Thefts− Takahiro Yamada,The General Insurance Association of
Japan 191
The Criteria of Whether the “External”Impact Caused the Insuredʼs Injury in the Accident Insurance Context
Satoshi Tohyama,Kumamoto University 211 Revision of Life Insurance Policy Concerning Time for the
Performance of Payment
Toru Inoue, Sumitomo Life Insurance Company 231 253
607 2009
Good Faith and Fair Dealing: The Utmost Good Faith
Akihiko Umetsu,Tohoku Gakuin University 3 The In-Kind Benefit of the Fixed Insurance Policy
Satoshi Tohyama,Kumamoto University 21 Breach of the Duty of Disclosure and Proportionality
Michio Kobayashi,Shizuoka University 39 Direct Right of Injured against Insurers under Liability Insurance
Claim
Naomasa Yokota, Tohoku Gakuin University 59 A Study on the Type of Insurance Contracts for the Life and Health of Another Person without the Consent of Insured
Yuko Noguchi,Kinki University 79
Pre-Existing Conditions
Takahiro Doki, Chukyo University 99
The Regulation on Cash Surrender Value in Life Insurance Contracts
Tadao Koezuka, Kagawa University 119
保険学雑誌 第 614号
The Duty of Advice and Suitability Rule on a Non-Investment Insurance Contract
Tetsuo Yamamoto, Hokkaido University 139 The Damages in Insurance Selling
Koichi Shimizu, Japan Coast Guard Academy 159 181
608 2010
Introduction
Osamu Takehama, Ritsumeikan University 1 General Issues Regarding New Insurance Law
−Differences among Types of Insurance Contract and Characteristics of Rules−
Toshikazu Murata,Ritsumeikan University Law School 3 Some Issues on Indeminity Insurance Law
Tetsuo Yamamoto, Hokkaido University 23 Problem of Life Insurance Contract and Injury Disease Fixed
Amount Insurance Contract
Noritaka Yamashita, Osaka University 41 The New Japanese Insurance Law: A Perspective from Insurance
Theory
Takau Yoneyama, Hitotsubashi University 61
Discussion 81
A Study on Protection of Beneficiaryʼs Rights of Life Insurance
Tatsuaki Kurita,Attorney at Law 113
Legal Treatment of Retrospective Policy in Japanese New Insurance Contract Law
Takuya Yoshizawa, Tokio Marine& Nichido Fire Insurance 133 An Aspect of the Times in Insurance Model
英 文 目 次